Certified Know Your Customer Associate (CKYCA) Practice Exam
Certified Know Your Customer Associate (CKYCA) Practice Exam
About Certified Know Your Customer Associate (CKYCA) Exam
The Certified Know Your Customer Associate (CKYCA) is an associate-level certification from ACAMS designed for professionals who work in customer onboarding, KYC operations, customer due diligence (CDD), enhanced due diligence (EDD), and profile maintenance. It helps candidates build practical skills to identify, assess, and manage customer risk using a risk-based compliance approach. CKYCA is ideal for professionals who want to strengthen frontline compliance knowledge and support organizations in reducing financial crime and reputational risk.
Why Choose CKYCA?
CKYCA is valuable because it helps candidates:
- Build core expertise in KYC, CDD, and EDD processes
- Understand how to identify and manage customer risk
- Improve onboarding and periodic review skills
- Strengthen regulatory compliance readiness
- Gain a globally recognized credential
- Increase career opportunities in AML and compliance operations
Skills Required
There are no strict prerequisites listed, making CKYCA suitable for early-career professionals. Helpful skills include:
- Basic understanding of banking or financial services
- Interest in AML and compliance functions
- Attention to detail
- Analytical thinking
- Communication and documentation skills
- Ability to review customer information
- Risk-based decision making
- Professional judgment in escalations
Who should take CKYCA?
CKYCA is ideal for:
- KYC Analysts
- CDD Analysts
- Onboarding Analysts / Specialists
- AML Prevention Representatives
- Compliance Operations Staff
- Customer Risk Review Teams
- Team Leads in onboarding or KYC units
- Early-career professionals entering compliance roles
Course Outline
The Certified Know Your Customer Associate (CKYCA) Exam covers the following topics -
Domain 1. KYC Fundamentals
- Purpose of KYC controls
- Regulatory expectations
- Role of customer due diligence
- Financial crime prevention basics
Domain 2. Customer Due Diligence (CDD)
- Customer identification and verification
- Risk profiling methods
- Ownership and control structures
- Source of funds basics
Domain 3. Enhanced Due Diligence (EDD)
- High-risk customer handling
- Politically exposed persons (PEPs)
- Escalation processes
- Additional verification controls
Domain 4. Customer Onboarding and Reviews
- New customer onboarding procedures
- Periodic KYC refresh cycles
- Trigger event reviews
- Maintaining accurate customer records
Domain 5. Risk Management and Reporting
- Identifying red flags
- Internal escalation methods
- Documentation standards
- Supporting compliance controls
Knowledge Gained
After completing CKYCA, candidates typically gain:
- Customer onboarding expertise
- KYC and CDD knowledge
- Risk assessment capability
- Enhanced due diligence awareness
- Documentation and recordkeeping skills
- Customer profile review skills
- Escalation judgment
- Operational compliance readiness
Exam Details
- Exam Name: Certified Know Your Customer Associate (CKYCA)
- Provider: ACAMS
- Level: Associate-level certification
- Exam Format: Multiple-choice, proctored exam
- Total Questions: 60 multiple-choice questions (includes some unscored items)
- Exam Duration: 90 minutes
- Passing Score: Minimum 72% of scored questions correct
- Delivery Mode: Testing center or online proctoring, subject to provider availability
- Languages Available: English, Simplified Chinese, Traditional Chinese, French, Japanese, Spanish, Dutch, German and others
- Eligibility: No formal eligibility requirements listed
