Banking Practice Exam
Banking Practice Exam
About Banking Exam
The Banking Exam assesses your understanding of the foundational and advanced principles of banking operations, financial products, regulatory frameworks, and customer service standards. It is designed for individuals aiming to pursue or grow a career in retail, corporate, or investment banking.
Who should take the Exam?
This exam is ideal for:
- Aspiring banking professionals and fresh graduates
- Finance and commerce students preparing for banking careers
- Bank employees seeking promotion or lateral movement
- Professionals transitioning into the banking sector
- Financial advisors and consultants working with banks
Skills Required
- Understanding of basic banking operations and financial systems
- Strong customer service and communication skills
- Knowledge of banking products (loans, deposits, cards)
- Awareness of compliance, KYC, and regulatory standards
- Basic accounting and financial analysis abilities
Knowledge Gained
- Banking structures: retail, commercial, central, and investment banks
- Overview of financial instruments and services
- Regulatory frameworks (RBI, Basel norms, AML, KYC)
- Customer relationship management in banking
- Risk management and credit appraisal processes
- Use of digital banking tools and fintech integration
Course Outline
The Banking Exam covers the following topics -
Domain 1 – Introduction to Banking
- History and evolution of banking
- Types of banks and their roles in the economy
- Banking structure: central, commercial, cooperative
Domain 2 – Banking Products and Services
- Types of accounts, deposits, and loans
- Credit cards, debit cards, and payment services
- Bank assurance and wealth management products
Domain 3 – Regulatory and Compliance
- KYC norms, AML guidelines, and CFT regulations
- RBI functions and regulatory framework
- Basel norms and capital adequacy
Domain 4 – Banking Operations and Technology
- Core banking systems and digital banking
- ATM, net banking, mobile banking, UPI
- Cybersecurity and fraud prevention
Domain 5 – Customer Service and Relationship Management
- Customer onboarding and grievance handling
- CRM tools and client engagement strategies
- Ethical practices and service excellence
Domain 6 – Risk and Credit Management
- Types of banking risks (credit, market, operational)
- Credit appraisal process and loan sanctioning
- Non-performing assets (NPA) and recovery strategies
