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Concurrent Audit Practice Exam

Concurrent Audit Practice Exam


About Concurrent Audit Exam

The Concurrent Audit Exam assesses your expertise in the real-time auditing of financial transactions and processes, commonly practiced in banks and financial institutions. This exam is ideal for professionals involved in internal audits, risk assessment, compliance, and operational controls. You will gain knowledge in monitoring banking operations, detecting irregularities, ensuring compliance with regulations, and preventing fraud. The certification prepares candidates to undertake concurrent audit assignments confidently, aligning with RBI guidelines and audit standards. A strong grasp of documentation, reporting, and internal control systems is emphasized, making it suitable for aspiring auditors, accountants, and banking professionals.


Who should take the Exam?

This exam is ideal for:

  • Banking professionals responsible for internal controls and audits
  • Chartered accountants and audit assistants
  • Compliance officers and risk management staff
  • Finance professionals aspiring to work in banking audits
  • Students and graduates of commerce, finance, or banking programs


Skills Required

  • Basic knowledge of banking procedures and operations
  • Understanding of financial regulations and compliance
  • Report writing and documentation skills
  • Attention to detail and analytical thinking


Knowledge Gained

  • Concept and scope of concurrent audits
  • Techniques for auditing in real-time
  • Understanding regulatory compliance (RBI, SEBI, etc.)
  • How to detect, report, and prevent frauds and irregularities


Course Outline

The Concurrent Audit Exam covers the following topics - 

Domain 1 – Introduction to Concurrent Audit

  • Definition and importance of concurrent audits
  • Key differences from statutory audits
  • RBI guidelines and scope


Domain 2 – Banking Operations and Processes

  • Loan processing and disbursement checks
  • Verification of cash, securities, and transactions
  • Monitoring of advances and NPA identification


Domain 3 – Regulatory Compliance

  • KYC, AML, and regulatory frameworks
  • Compliance monitoring and documentation
  • Role of internal control systems


Domain 4 – Audit Techniques and Tools

  • Real-time auditing procedures
  • Use of audit software and checklists
  • Sampling and data analysis methods


Domain 5 – Reporting and Documentation

  • Drafting concurrent audit reports
  • Escalation of red flags and irregularities
  • Maintaining audit trails and workpapers


Domain 6 – Risk Management and Fraud Detection

  • Identifying operational and credit risks
  • Detecting frauds and misappropriations
  • Control checks and remedial recommendations

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