Modern Banking Practice Exam
Modern Banking Practice Exam
About Modern Banking Exam
The Modern Banking Practice Exam is designed to assess your ability to navigate today’s banking environment. This certification measures your understanding of digital channels, regulations, risk management, fintech innovations, analytics, and customer experience. Whether you work in retail, corporate, or digital banking, this exam helps you validate your skills and build credibility in the modern finance world.
Who should take the Exam?
- Banking professionals in retail, corporate, or investment divisions
- Risk and compliance officers adapting to new regulations
- Fintech and digital banking specialists
- Business analysts and consultants in financial services
- Graduate students in finance, economics, or business
- IT and operations managers in banking institutions
Skills Required
- Basic knowledge of banking products and services
- Familiarity with digital banking channels and technologies
- Introductory understanding of risk and compliance principles
- Analytical thinking and data interpretation skills
- Clear communication and stakeholder management abilities
Knowledge Gained
- Insight into digital and mobile banking platforms
- Understanding of current regulatory frameworks and compliance
- Ability to assess and manage various banking risks
- Familiarity with fintech innovations and their applications
- Skills in using analytics for decision making and fraud detection
- Awareness of cybersecurity and data privacy best practices
- Techniques to enhance customer experience and loyalty
- Knowledge of ethical and sustainable banking practices
Course Outline
Domain 1 – Digital Banking and Channels
- Online and mobile banking platforms
- Open banking APIs and third-party integrations
- Omni-channel customer journeys
Domain 2 – Regulatory Frameworks and Compliance
- Basel III/IV capital and liquidity standards
- Anti-money laundering (AML) and KYC processes
- Data protection regulations (GDPR, local privacy laws)
Domain 3 – Risk Management
- Credit, market, and operational risk fundamentals
- Cyber risk assessment and controls
- Enterprise risk governance
Domain 4 – Financial Products and Services
- Deposit accounts, lending, and payment solutions
- Trade finance and cash management services
- Corporate and retail product innovation
Domain 5 – Treasury and Capital Markets
- Liquidity management and funding sources
- Foreign exchange and interest rate derivatives
- Asset-liability management basics
Domain 6 – Fintech and Innovation
- Blockchain, distributed ledger use cases
- Artificial intelligence in credit scoring and chatbots
- Digital wallets, peer-to-peer lending, and robo-advisors
Domain 7 – Cybersecurity and Data Analytics
- Threat detection and incident response
- Fraud monitoring with data analytics
- Information security governance
Domain 8 – Customer Experience and Ethics
- Designing customer-centric banking journeys
- ESG and sustainable finance principles
- Ethical decision-making and corporate governance
